25 February 2016

Lost Landbank ATM Card

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I am currently at the height of my emotion as I am writing this. It's not advisable, according to the tenured bloggers. It usually wreaks havoc, that's what I know. But I feel like my chest will explode if I won't write this down here. Worry not 'cause you'll learn a thing or two from this kwento.

To get to the core immediately -- I lost my husband's ATM card -- on a holiday when there is no bank. Good job to me. Not. I was about to withdraw money so I can ask my kitchen assistant to buy supplies in the market for the shop's orders when I knew it was not in my wallet. Of the many cards that I have there, it was that card that I have lost! Tsk, tsk. Remembering the last time I used it, perhaps I unintentionally forgot it in the machine. Or have I dropped it elsewhere? I'm still in denial that I forgot to get it in the machine 'cause I remembered putting it inside my wallet! Oh well. Good thing I still have some cash with me.

I called Landbank's hotline (02-4057000) right after I turned our house upside down and asked the customer service to block the card for security purposes. I also asked how to have it replaced since it was opened in a branch in Mindanao where R was first deployed. The lady I talked to said since my husband is a soldier, he can personally have his lost card (no thanks to his great wife) replaced in the Landbank branch nearest him and submit a notarized Affidavit of Loss plus two valid IDs. 

There you have it, folks. 

So if you're like me who keeps the ATM card of your military husband, you already know what to do in case you got a stupid day and lost it. 

My salary from my social media management job goes there as well. This means I really, really need to open my own bank account asap. What bank can you recommend and what are the requirements (like initial amount and maintaining balance)? I will truly appreciate your help.

Update:
R just told me that a senior officer had the same scenario and since card replacement had taken too long already (one incredible month, guys), he just applied for a new bank account. As simple as that.

9 comments:

  1. I use UnionBank for money I get via PayPal since they don't charge for transfers (compared to other banks that charge P150++ for every withdrawal). Tip: Put your income in different accounts so your money won't freeze in situations like that. I have two bank account (UnionBank and BPI) and A has two as well (Landbank and RCBC).

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    1. I heard a lot of good things about UnionBank for PayPal and BPI in whatever transaction locally. I'll check it out and will open accounts for both. Does your BPI have a maintaining balance?

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    2. Maintaining balance ng BPI ko is P3,000. I think they have an account that doesn't have a maintaining balance pero every withdrawal may charge.

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  2. For online work, I use a BPI Direct card. No maintaining balance as far as I can remember. :)

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    1. Ooh, awesome! I'll be personally inquiring at the nearest bank about that. Thanks! :)

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  3. Hi Denise! So sorry to hear about this! BPI has an Easy Saver account which has no maintaining balance and you need to pay 200 pesos to open the account. Although, you will be charged 5 pesos per withdrawal https://www.bpiexpressonline.com/p/1/49/bpi-easy-saver

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    1. Hello, Jude! At first iritang-irita ako sa pag-hang ko at bakit naman nangyari yun. But then, it was a blessing in disguise. Napalitan na yung card ni hubby ng VISA debit card, which works like a cc. Thanks for the info. :)

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  4. ganun talaga sop sis oag lost card, si account holder lang pde mag block/unblock.. pero kung may authorization, okay naman. may ibang banks din na no need na mag affidavit of loss and id, bsta sign lang si account holder sa request for replacement tapos okay na kahit iba na mag claim sa new atm and pin basta may authorization.. sa metrobank ka nlng mag open sis.. 1 govt issued id lang(with present address and bday info). 2k atm, 10k passbook. Makukuha agad ang atm/passbook tapos walang bayad pag withdrawal..��

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    1. I got to block it because I passed all the necessary verification naman. Okay sana nag Metro Bank but ang taas ng maintaining balance. Ang exaj. Hehe. If I'll save money in the bank, gusto ko yung nagi-interest. :)

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